Mitchell Dunn

NMLS# 1378534

(502) 490-2111

No Down Payment? No Problem. Get Into a Home with DPA Grant Program!

Down Payment Assistance programs can help cover your upfront costs — even if you don’t have perfect credit or a large savings account. Let’s get you on the path to homeownership.

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Program Summary

✅ FHA Only

✅ ONE down payment assistance program that you may use nearly nationwide (Not available in WA, NY & CT)

✅ Completely forgivable/repayable options up to 5% of purchase price

✅ May be combined with up to 6% seller concession for closing cost

✅ No resale restrictions

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To be eligible: You must meet only ONE of the four following categories.

✅ First-Time Home Buyer

✅ Current/Retired Employment or Volunteer/Non-Paid Member

✅ The home buyer income — or the combined income of all home buyers on the loan — must be at or below 140% of the state or county median income, regardless of family size.
State/County Income Tool: https://ami-lookup-tool.fanniemae.com/amilookuptool/

✅ If the subject property is in an Underserved Census

Tract. Underserved Census Tract Look up: https://www.consumerfinance.gov/rural-or-underserved-tool/#rural-or-underserved

We walk with you every step of the way – from application to closing.

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Program Specifications

✅ 620 Minimum Credit Score

✅ 1-2 Unit Primary Residence

✅ Manufactured Housing: Singlewide, Multi-Wide, MH Condo Projects

✅ DPA Program Grant can be used with FHA, FHA 203(k) Limited and Standard Renovation, FHA Repair Escrow

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