Mitchell Dunn
NMLS# 1378534
(502) 490-2111
Down Payment Assistance programs can help cover your upfront costs — even if you don’t have perfect credit or a large savings account. Let’s get you on the path to homeownership.
✅ FHA Only
✅ ONE down payment assistance program that you may use nearly nationwide (Not available in WA, NY & CT)
✅ Completely forgivable/repayable options up to 5% of purchase price
✅ May be combined with up to 6% seller concession for closing cost
✅ No resale restrictions
✅ First-Time Home Buyer
✅ Current/Retired Employment or Volunteer/Non-Paid Member
✅ The home buyer income — or the combined income of all home buyers on the loan — must be at or below 140% of the state or county median income, regardless of family size.
State/County Income Tool: https://ami-lookup-tool.fanniemae.com/amilookuptool/
✅ If the subject property is in an Underserved Census
Tract. Underserved Census Tract Look up: https://www.consumerfinance.gov/rural-or-underserved-tool/#rural-or-underserved
✅ 620 Minimum Credit Score
✅ 1-2 Unit Primary Residence
✅ Manufactured Housing: Singlewide, Multi-Wide, MH Condo Projects
✅ DPA Program Grant can be used with FHA, FHA 203(k) Limited and Standard Renovation, FHA Repair Escrow
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